How Pre-Settlement Funding Works
What Is Pre-Settlement Funding?
Pre-settlement funding is a financial advance based on your pending personal injury case. It provides access to a portion of your expected settlement so you can manage expenses while your case is ongoing.
Repayment is made only from your settlement proceeds once your case resolves. If you do not win your case, you don't owe 5 Star anything.
Pre-Settlement Funding Is:
Repaid only from your settlement
Non-recourse — if you lose, you owe nothing
Available to plaintiffs represented by an attorney
Based on the strength and value of your case
Pre-Settlement Funding Is Not:
A traditional personal loan
Paid back out of pocket
Based on your credit score
Monthly payment debt
Putting you into collections
How It Works — 4 Simple Steps
How Will I Receive My Funds?
We offer multiple delivery options for approved applicants, including:
Wires into your bank account ACH transfers to your Stride or CashApp Accounts
Our goal is to provide fast and secure access to your funds.
Pre-Settlement Funding May Be Right for You If:
You have been injured in an accident
You are represented by an attorney
You are struggling with living or medical expenses
You want to avoid settling your case early
Types of Cases We Fund:
Automobile Accidents
Slip and Fall Injuries
Workplace Accidents
Medical Malpractice
Wrongful Death
Frequently Asked Questions
Should I tell my attorney?
Yes. We coordinate directly with your attorney to review your case and complete the process.
What if I need additional funding later?
We're always here to help and try to fund additional, but this always depends on the status of your case.
Where is funding available?
Funding is available in most states, subject to applicable state regulations.
Does my credit score matter?
No. Funding decisions are based on the merits of your case — not your credit history.
Can the funds be used for medical procedures?
Yes. Funds may be used for living expenses, medical care, or other necessary costs while your case is pending.
